Landsman Insurance Services, Bespoke Solutions
Home / Employee benefits / Voluntary group leisure travel

Voluntary Leisure Travel Plan

An exclusive, comprehensive travel protection plan offered to employees through voluntary payroll deduction. It is designed to provide peace of mind for your employees' personal travel adventures, covering everything from trip cancellations to medical emergencies.

Add a travel benefitCall 973 327 0212
Payroll deductionVoluntary and employee paid
Personal travelCovered from booking until the return home
Up to 5 travelersTraveling together on one reservation

Comprehensive coverage overview

This leisure travel plan is built on four pillars of protection, so your employees are covered from the moment they book their trip until they safely return home. Each one addresses the most common and critical issues travelers face.

Travel Inconvenience

Protection against cancellations, interruptions, delays, and baggage issues.

Emergency Evacuation

Coverage for medical or security evacuations and repatriation.

Medical Expenses

Benefits for emergency medical and dental care while traveling.

Accident Protection

Financial benefits in the event of accidental death or dismemberment.

Travel Inconvenience Plan

The core of any travel protection plan. It safeguards the financial investment in travel against unforeseen events, for your employee and their traveling companions. Whether a trip is canceled before departing, interrupted, or delayed in transit, it helps make sure unexpected circumstances do not ruin budgets along with the trip.

Trip cancellation and interruption

Life is unpredictable, and sometimes travel plans must change. The plan provides strong protection if a trip needs to be canceled or cut short for a covered reason.

Pre Departure Cancellation

Provides up to 100% of the Trip Cost, with a maximum of $4,500 per trip and an overall annual maximum of $13,500. It also includes benefits for reissuing frequent traveler awards and other fees.

Post Departure Interruption

Offers the same coverage limits, plus additional benefits like support for a hospitalized travel companion, vehicle return, and even for missing a sporting competition.

Coverage for delays and lost belongings

Delays can lead to unexpected costs for meals and lodging, while lost or delayed baggage can cause significant stress and expense.

$1,500Travel Delay
Up to $500 per day for reasonable expenses during a covered delay.
$2,500Baggage and Personal Effects
Coverage for lost, stolen, or damaged items, with a $500 per item limit.
$1,500Baggage Delay
Up to $300 per day to purchase essential items while waiting for bags.

Connection and transportation protection

Specific benefits for missed connections and rental vehicles add an extra layer of security for the logistics of a journey.

Missed Connections

Provides up to $1,500 in benefits for air and cruise travel if a connection is missed for a covered reason.

Rental Car Damage

Offers $25,000 in coverage for damage to a rental vehicle, subject to a $100 deductible.

Emergency Evacuation and Repatriation

A serious medical emergency or a security threat that requires evacuation can be very costly. This part of the plan helps make sure a traveler can be transported to an appropriate medical facility or brought home safely without facing a devastating financial burden. It matters most when traveling to remote or unstable regions or on the open seas.

$250,000Emergency Medical Evacuation
Transportation to the nearest adequate medical facility or repatriation home.
$100,000Security Evacuation
Transport to the nearest safe location in the event of a covered security event.

Emergency Medical and Dental Plan

Domestic health insurance may not cover an employee when traveling abroad. This part of the plan is designed to fill that gap, with significant coverage for medical and dental emergencies that occur during a trip.

$200,000Emergency Medical
Covers expenses for necessary medical treatment during a trip.
$15,000Hospital Admission
Provides a guarantee charge to facilitate hospital admission.
$1,000Emergency Dental
Covers urgent dental treatment for injury to sound, natural teeth.

Accident Protection Plan

No one wants to think about the worst case, but the Accident Plan provides a financial safety net for loved ones if there is a tragic accident during travel. It pays a lump sum for accidental death or dismemberment, and the benefit is enhanced for air travel accidents.

$50,000Accidental Dismemberment
For a covered dismemberment resulting from an accident during a trip.
$50,000Accidental Death
Payable to a designated beneficiary.
$100,000Accidental Death During Air Travel
The benefit doubles if the accidental death occurs while traveling as a fare paying passenger on a commercial airline.

Summary of maximum benefits

A quick reference to the maximum benefit amounts under each part of the Leisure Travel Plan. The full plan document, with detailed terms, conditions, and exclusions, is available on request.

BenefitMaximum amount
Trip Cancellation and Interruption$4,500 per trip (up to $13,500 a year)
Travel Delay$1,500
Baggage and Personal Effects$2,500
Baggage Delay$1,500
Rental Car Damage$25,000
Emergency Medical Evacuation$250,000
Security Evacuation$100,000
Emergency Medical Expense$200,000
Accidental Death (Air Travel)$100,000
  • Limits shown are for all travelers combined. Coverage is provided for up to 5 insureds traveling together under a single reservation.
  • A spouse is covered when traveling with the insured employee under the Employee Only plan. Adding Spouse Coverage lets them travel independently on trips without the primary insured being present.

Common questions

What is the Voluntary Leisure Travel Plan?

It is a comprehensive travel protection plan offered to employees through voluntary payroll deduction. It covers employees' personal travel, from trip cancellations to medical emergencies.

What does the plan cover?

Four areas: travel inconvenience (cancellations, interruptions, delays, and baggage), emergency evacuation and repatriation, emergency medical and dental expenses, and accidental death and dismemberment.

Is a spouse covered?

A spouse is covered when traveling with the insured employee under the Employee Only plan. Adding Spouse Coverage lets the spouse travel independently on trips without the employee present.

How many travelers are covered?

Coverage is provided for up to 5 insureds traveling together under a single reservation. The limits shown are for all travelers combined.

How is it different from business travel accident coverage?

Business travel accident covers employees on company trips and is paid by the employer. The Voluntary Leisure Travel Plan covers employees' own personal trips and is paid by the employee through payroll deduction.

Travel with confidence, knowing you are protected.

Ask us what this benefit would look like for your team.

Add a travel benefit
Business travel accidentEmployer supplemental healthTravel insurance

This material is a general description of coverage for marketing purposes only and is not a contract of insurance. Coverage, benefits, limits, and premium are illustrative only and subject to underwriting and carrier approval. All coverage is subject to the terms, conditions, limitations, and exclusions of the policy actually issued. Benefits and availability may vary by state, and not all benefits are available on every plan.