Coverage for the trip you booked and the people taking it: families, employees, campers, students, mission groups, and international visitors to the U.S.
Camps, schools, and mission groups taking participants away from home.
J-1 and J-2 visa holders coming to the U.S. who need a compliant plan.
International travelers visiting friends and family in the U.S., through inbound medical plans. Get an inbound medical quote.
Americans living abroad, through expat medical plans.
What plans can include
Trip cancellation and trip interruption
Emergency medical and dental care
Medical evacuation and repatriation
Baggage loss and travel delay
24 hour assistance while you are away
Benefits and limits vary by plan and carrier. Pre existing condition rules, cancel for any reason options, and purchase timing all matter, so we go through them with you.
Visiting the United States from abroad?
Medical care in the U.S. is expensive, and a health plan from your home country may not pay for it here. An inbound visitor medical plan can help with emergency care, hospital stays, and medical evacuation during your trip.
We arrange plans for tourists, people visiting friends and family, and J-1 and J-2 visa holders who need coverage that meets U.S. requirements.
Los Angeles will welcome visitors from around the world in July and August 2028. If you are traveling to Southern California from another country that summer, arrange visitor medical coverage before you leave home. Get a visitor medical quote.
Reimburses nonrefundable camp tuition, deposits, and travel costs when a covered illness, injury, or emergency keeps a camper home or sends them home early
Trip cancellation up to 100% and trip interruption up to 150% of the insured camp cost
Accident and sickness medical expense up to $50,000 and emergency medical evacuation up to $100,000
Up to $25,000 of prepaid camp cost per camper, for sessions up to 30 days
14 day free look, and a single plan with no tiers
Benefits vary by state. Cancellation by the camp and change of mind are not covered. Underwritten by United States Fire Insurance Company. See the Camp Fun Insured site for full plan details.
How we help
Tell us about the trip
Who is going, where, when, and what you have paid for.
We compare plans
You see the options side by side with the exclusions that matter.
You choose and we handle the paperwork
If you ever need to file a claim, we help you through it.
It is a package of coverages for people who travel often or on short notice. Trips of up to 40 days that are at least 100 miles from home are covered, whether domestic or international.
Who is the Annual Multi-Trip Plan best suited for?
Frequent or spontaneous travelers who want broad coverage at a budget friendly price. Features include coverage for COVID-19 sickness, available coverage for pre-existing conditions, coverage for adventure activities such as cycling, hiking, skiing, scuba diving within set depth limits, and mountain climbing up to 15,000 feet, and worldwide travel assistance. Limitations and exclusions apply.
How many trips per year am I covered for?
There is no limit on the number of trips in a 365 day period. If a covered trip runs past the end of the plan term, the benefits for that trip end on the plan term's end date.
What is the maximum covered trip length for any one trip?
40 days. A trip longer than 40 days is not a covered trip, and you cannot insure only the first 40 days of it.
Do I need to notify the insurance carrier when I go on a trip?
No. The plan is valid for all 12 months, so you do not need to report individual trips.
Can I pick a future date on which to start my plan?
Yes. You can choose a start date up to 180 days in advance.
Is the Annual Multi-Trip Plan valid for travel anywhere in the world?
Almost everywhere. Some countries and regions are ineligible for coverage or services, and that list can change. See the current list on JetSetInsure.
What is considered a pre-existing medical condition, and can I get coverage for it?
A pre-existing condition is any injury, sickness, or other condition of you, a traveling companion, family member, host, business partner, pet, or service animal that a physician advised on, diagnosed, or treated within 180 days before the plan's purchase date. Coverage for pre-existing conditions starts after the plan has been in effect for at least 60 days.
How does the Trip Cancellation limit work? Is it per trip, or for the entire year?
Trip Cancellation applies for the whole plan term and ends when the term ends or the benefit is used up, whichever comes first. Other benefits, including Single Occupancy, Trip Interruption, Trip Delay, Missed Connection, baggage benefits, Travel Medical, and Emergency Evacuation, start when each covered trip begins and end when you return, when the benefit is exhausted, or when the plan term ends.
What is the difference between Trip Cancellation, Trip Interruption, and Trip Delay?
Trip Cancellation applies before your trip if you must cancel for a covered reason. Trip Interruption applies during a trip if you must return home early, and reimburses unused arrangements plus extra return airfare. Trip Delay also applies during a trip and covers meals, local transportation, and lodging when the trip is delayed for a covered reason.
Does the Annual Multi-Trip Plan include travel assistance services?
Yes. It includes both emergency assistance and general travel assistance, provided by Robin Assist. Medical services include referrals, case management, and emergency prescription help. Travel services include emergency travel arrangements, embassy contacts, missed connection help, lost baggage search, and lost passport assistance.
Here is my situation. Will it be covered?
Answers to hypothetical situations depend on small details, so we cannot give a definitive answer in advance. battleface, the plan administrator, will help you understand the policy language and how it might apply.
Are there any exclusions?
Yes. The plan covers unforeseeable events, and this summary is not the full policy. Terms, limitations, and exclusions appear in the plan wording for your state.
Can I cancel the policy for a full refund?
You can cancel within 10 days for a full refund, as long as a covered trip has not started and no claim has been filed. After 10 days, the premium is non-refundable.
How do claims work?
battleface handles claims, which can be filed and tracked online. Each claim gets a dedicated examiner who guides you through the process.
How do I file a claim, and what helps it get processed?
Complete the claim form, which describes the incident, the financial loss, and your supporting evidence. For non-emergencies, document the situation and keep your receipts. For emergencies or help during a trip, contact battleface. It also helps to carry a printed copy of your plan documents. A claims analyst decides whether the claim meets the plan terms.
This is a brief summary only. The full policy contains reductions, limitations, exclusions, and termination provisions, and coverage may differ by state. The Annual Multi-Trip Plan is underwritten by Spinnaker Insurance Company and administered by battleface Insurance Services LLC. Non-insurance assistance services are provided by Robin Assist LLC.
Travel insurance questions
Is an annual travel plan better than buying for each trip?
If you take several trips a year, an annual plan can cost less than insuring each trip separately, and it keeps coverage in place for trips you have not booked yet. A single trip plan usually makes more sense for one expensive trip.
Will my health insurance cover me abroad?
Many health plans limit or exclude care outside the United States. Travel medical coverage is meant to fill that gap, including medical evacuation. Check your own plan before you rely on it.
Can an employer buy travel insurance for staff?
Yes. Employers can offer an annual travel plan as a benefit, or add business travel accident coverage for employees who travel for work.
Do international visitors to the United States need travel medical insurance?
Most tourists are not required to have it, but medical care in the U.S. is expensive and a home country health plan may not pay for it here. An inbound visitor medical plan can cover emergency care, hospital stays, and medical evacuation. J-1 and J-2 visa holders must carry insurance that meets U.S. requirements.
I am visiting Los Angeles from abroad in summer 2028. When should I buy coverage?
Before you leave home. Visitor medical plans generally need to be in place before or at the start of your trip, and buying early gives you time to compare options. Contact us with your travel dates and home country.
When should I buy travel insurance?
Often soon after you make your first trip payment, because some options and benefits are only available if you buy early. Plan terms vary, so ask before you pay for the trip.
Coverage and premium are illustrative only and subject to underwriting and carrier approval.
Planning a trip or a travel benefit?
Tell us the details and we will come back with options.
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Landsman Insurance Services, LLC
Any person who, knowingly or with intent to defraud or to facilitate a fraud against any insurance company or other person, submits an application or files a claim for insurance containing false, deceptive or misleading information may be guilty of insurance fraud.
Notice to Alabama Applicants
Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit, or who knowingly presents false information in an application for insurance is guilty of a crime and may be subject to restitution or confinement in prison, or any combination thereof.
Notice to Arkansas, Louisiana and New Mexico Applicants
Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit, or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Notice to Colorado Applicants
It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an Insurance Company for the purpose of defrauding or attempting to defraud the Company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any Insurance Company or agent of an Insurance Company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies.
Notice to District of Columbia Applicants
Warning: It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the applicant.
Notice to Florida Applicants
Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete or misleading information is guilty of a felony in the third degree.
Notice to Kansas Applicants
Any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act.
Notice to Kentucky Applicants
Any person who knowingly and with the intent to defraud any Insurance Company or other person files an application for insurance containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime.
Notice to Maine, Tennessee, Virginia and Washington Applicants
It is a crime to knowingly provide false, incomplete or misleading information to an Insurance Company for the purpose of defrauding the Company. Penalties include imprisonment, fines and denial of insurance benefits.
Notice to Maryland Applicants
Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison.
Notice to New Jersey Applicants
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Notice to New York Applicants
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Notice to Ohio Applicants
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Notice to Oklahoma Applicants
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Notice to Oregon Applicants
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Notice to Pennsylvania Applicants
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Landsman Insurance Services, LLC Effective date: May 22, 2025
1. Introduction
Landsman Insurance Services, LLC ("Company," "we," "our," or "us") is committed to protecting your privacy and keeping your personal information secure. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our agency, including through our website, services, and communications.
2. Information we collect
We collect personal information necessary to provide insurance products and services. This may include, but is not limited to:
Name, address, phone number, and email address
Date of birth, Social Security number, and government issued identification numbers
Insurance policy details, claims history, and payment information
Health information when required for underwriting or claims purposes
Employment and financial information when necessary for certain coverage types
3. How we use your information
We use your information for purposes including:
Processing insurance applications and providing quotes
Underwriting, issuing, and servicing policies
Processing claims and benefits
Complying with legal and regulatory requirements
Communicating with you about policies, updates, and offers
Preventing fraud and unauthorized transactions
4. Information sharing and disclosure
We do not sell or rent your personal information. We may share your information with:
Insurance carriers, brokers, reinsurers, and third party administrators to facilitate policy issuance and claims processing
Service providers who assist in business operations, such as IT, payment processing, marketing, and compliance
Legal and regulatory authorities when required by law
Other third parties with your consent or as necessary to protect our rights and assets
Mobile information will not be shared, sold, or conveyed to third parties for marketing or promotional purposes.
5. Data security
We use reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include encryption, secure servers, and access controls. However, no security system is entirely foolproof, and we cannot guarantee absolute security.
6. Retention of information
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes.
7. Your privacy rights
Depending on your location, you may have rights regarding your personal information, including:
Accessing the data we hold about you
Requesting corrections or updates to inaccurate information
Requesting deletion of your data, subject to legal or contractual obligations
Opting out of marketing communications
To exercise these rights, please contact us using the information below. Residents of California, Connecticut, and Virginia can also see Do Not Sell My Personal Information.
8. Third party links
Our website may contain links to third party sites, including quote and enrollment tools operated by insurers and administrators. We are not responsible for the privacy practices of these sites and encourage you to review their policies before providing personal information.
9. Changes to this Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on our website with the updated effective date. We encourage you to review this policy periodically.
10. Contact us
If you have any questions about this Privacy Policy or your personal information, please contact us at: