/* Landsman Insurance Services. Site styles. */
/* Layout idea: warm paper and sage backgrounds, pale blue solution cards, big light serif headlines with one italic word, dark navy buttons, footer, and product page heroes. */
:root {
  --navy: #0a1442;
  --navy-deep: #060d2e;
  --paper: #fbfcfe;
  --sage: #eef3fa;
  --sage-deep: #0a1442;
  --paleblue: #bdd4ea;
  --lime: #0a1442;
  --sky: #9bbcf0;
  --ink: #16213d;
  --muted: #4a5672;
  --line: #d6e0f0;
  --link: #1c3aa9;
  --gold: #b8974e;
  --font-display: "Newsreader", Georgia, "Times New Roman", serif;
  --font-body: "Figtree", system-ui, -apple-system, "Segoe UI", Arial, sans-serif;
  color-scheme: light;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: var(--font-body); font-size: 18px; line-height: 1.6; }
a { color: var(--link); }
h1, h2, h3 { font-family: var(--font-display); color: var(--ink); font-weight: 400; line-height: 1.08; margin: 0; text-wrap: balance; letter-spacing: -.015em; }
h1 { font-size: clamp(2.5rem, 7vw, 4.4rem); }
h2 { font-size: clamp(2.1rem, 5.2vw, 3.3rem); }
h3 { font-size: 1.7rem; line-height: 1.12; }
h1 em, h2 em { font-style: italic; }
p { margin: 0; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--navy); color: #fff; padding: 8px 12px; z-index: 30; }
.skip:focus { left: 8px; }
:focus-visible { outline: 3px solid var(--link); outline-offset: 3px; }
[hidden] { display: none !important; }
section[id], [data-view] { scroll-margin-top: 84px; }

/* header */
header { background: var(--paper); border-bottom: 1px solid #d6e0f0; position: sticky; top: 0; z-index: 20; }
.bar { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 76px; }
.brand { color: var(--ink); text-decoration: none; line-height: 1; }
.brand img { display: block; height: 60px; width: auto; }
@media (max-width: 480px) { .brand img { height: 50px; } }
@media (max-width: 379px) { .brand img { height: 40px; } }
.brand b { display: block; font: 800 1.05rem var(--font-body); letter-spacing: .34em; text-transform: uppercase; }
.brand small { display: block; font: 600 .62rem var(--font-body); letter-spacing: .26em; text-transform: uppercase; color: var(--muted); margin-top: 6px; }
nav ul { list-style: none; margin: 0; padding: 0; display: flex; align-items: center; gap: 2px; }
nav li { position: relative; }
nav a.top { display: block; padding: 10px 14px; color: var(--ink); text-decoration: none; font-weight: 600; font-size: .95rem; }
nav a.top:hover { text-decoration: underline; text-underline-offset: 6px; }
.drop { position: absolute; left: 0; top: 100%; min-width: 300px; background: var(--paper); border: 1px solid #d6e0f0; padding: 8px; box-shadow: 0 14px 30px rgba(10, 20, 66, .14); display: none; }
nav li:hover > .drop, nav li:focus-within > .drop { display: block; }
.drop a { display: block; padding: 10px 12px; color: var(--ink); text-decoration: none; font-size: .96rem; }
.drop a:hover { background: var(--sage); }
.hcall { display: none; background: transparent; cursor: pointer; padding: 0; width: 46px; height: 46px; border-radius: 50%; border: 1.5px solid var(--navy); color: var(--navy); align-items: center; justify-content: center; margin-left: auto; flex: none; }
.hcall svg { width: 22px; height: 22px; }
.hcall[aria-expanded="true"] { background: var(--navy); color: #fff; }
.callpop { position: absolute; right: 24px; top: calc(100% + 8px); background: var(--paper); border: 1px solid var(--line); box-shadow: 0 14px 30px rgba(10, 20, 66, .18); padding: 16px 22px; display: grid; gap: 2px; text-align: center; z-index: 25; }
.callpop span { font: 700 .72rem var(--font-body); letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.callpop a { font: 400 1.9rem var(--font-display); color: var(--navy); text-decoration: none; white-space: nowrap; }
.callpop small { font-size: .85rem; color: var(--muted); }
nav a.tel { display: inline-flex; align-items: center; gap: 7px; white-space: nowrap; font-weight: 700; }
nav a.tel svg { width: 18px; height: 18px; }
@media (min-width: 1241px) {
  nav a.top { white-space: nowrap; padding: 10px 9px; font-size: .93rem; }
  nav .btn { white-space: nowrap; }
  header .brand img { height: 54px; }
}
@media (min-width: 1560px) { header .wrap { max-width: 1360px; } }
@media (min-width: 1241px) and (max-width: 1559px) {
  nav .tel-li { display: none; }
  .hcall { display: flex; order: 3; margin-left: 4px; }
  header nav { order: 2; margin-left: auto; }
}
.menu { display: none; width: 52px; height: 52px; border-radius: 50%; border: 0; background: var(--navy); cursor: pointer; padding: 0; align-items: center; justify-content: center; flex-direction: column; gap: 5px; }
.menu span { display: block; width: 22px; height: 2px; background: #fff; }
@media (max-width: 1240px) {
  .menu { display: flex; flex: none; }
  .hcall { display: flex; }
  .bar { gap: 10px; }
  nav { position: absolute; left: 0; right: 0; top: 100%; background: var(--paper); border-bottom: 1px solid #d6e0f0; display: none; max-height: calc(100vh - 78px); max-height: calc(100dvh - 78px); overflow-y: auto; overscroll-behavior: contain; box-shadow: 0 18px 30px rgba(10, 20, 66, .18); }
  nav.open { display: block; }
  nav ul { flex-direction: column; align-items: stretch; padding: 4px 24px 24px; gap: 0; }
  nav a.top { padding: 13px 0 6px; border-bottom: 0; font-size: 1.05rem; }
  nav li { border-bottom: 1px solid #e0e8f4; padding-bottom: 7px; }
  nav li:last-child, nav li:nth-last-child(2) { border-bottom: 0; }
  nav a.tel { display: flex; padding-bottom: 6px; }
  .drop { position: static; display: block; border: 0; box-shadow: none; background: transparent; padding: 0 0 2px 14px; min-width: 0; }
  .drop a { padding: 7px 0; color: var(--muted); }
  nav li:last-child { margin-top: 10px; }
}
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 54px; padding: 12px 28px; border-radius: 2px; font: 700 .86rem var(--font-body); letter-spacing: .07em; text-transform: uppercase; text-decoration: none; cursor: pointer; border: 2px solid var(--navy); background: var(--navy); color: #fff; }
.btn:hover { background: #17236b; border-color: #17236b; }
button.btn { cursor: pointer; }
.btn.light { background: #fff; border-color: #fff; color: var(--navy); }
.btn.light:hover { background: var(--sage); border-color: var(--sage); }
.btn.line { background: transparent; border-color: #fff; color: #fff; }
.btn.line:hover { background: rgba(255,255,255,.12); }
.btn.outline { background: transparent; color: var(--navy); }
.btn.outline:hover { background: var(--sage); }
.btn.small { min-height: 44px; padding: 8px 20px; font-size: .78rem; }

/* home hero */
.hero-home { background: var(--sage-deep); padding: 56px 0 64px; }
.hh { display: grid; gap: 40px; grid-template-columns: 1fr; align-items: center; }
@media (min-width: 900px) { .hh { grid-template-columns: 1.25fr 1fr; } }
.eyebrow { display: block; font: 700 .78rem var(--font-body); letter-spacing: .1em; text-transform: uppercase; margin-bottom: 22px; }
.hero-home .lead { font-size: 1.2rem; margin-top: 24px; max-width: 52ch; color: #d3dcf5; }
.hero-home h1 { color: #fff; }
.hero-home h1 em { color: var(--sky); }
.hero-home .eyebrow { color: var(--sky); }
.hero-home .btn { background: #fff; border-color: #fff; color: var(--navy); }
.hero-home .btn:hover { background: var(--sage); border-color: var(--sage); }
.actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 32px; }
.hero-home .actions { flex-direction: column; align-items: flex-start; }
.orb { position: relative; width: min(100%, 420px); aspect-ratio: 1 / 1.2; margin: 0 auto; }
.orb .disc { position: absolute; left: 0; right: 0; top: 50%; transform: translateY(-50%); aspect-ratio: 1; border-radius: 50%; background: var(--paleblue); }
.orb .disc svg { position: absolute; left: 50%; top: 55%; width: 17%; height: 17%; transform: translate(-50%, -50%); stroke: var(--navy); }
.pill { position: absolute; background: var(--paper); border-radius: 999px; padding: 10px 20px; font: italic 400 1.1rem var(--font-display); color: var(--navy); box-shadow: 0 6px 18px rgba(10,20,66,.14); white-space: nowrap; }
.pill.p1 { top: 3%; left: 20%; }
.pill.p2 { top: 14%; right: -2%; }
.pill.p3 { top: 25%; left: -2%; }
.pill.p4 { top: 36%; right: -2%; }
.pill.p5 { top: 64%; left: -2%; }
.pill.p6 { top: 76%; right: -2%; }
.pill.p7 { top: 88%; left: 20%; }
@media (max-width: 480px) { .pill { font-size: 1rem; padding: 9px 16px; } }

/* sections */
section.block { padding: 72px 0; }
section.tint { background: var(--sage); }
.label { display: flex; align-items: center; gap: 18px; font: 700 .8rem var(--font-body); letter-spacing: .12em; text-transform: uppercase; margin-bottom: 28px; }
.label::after { content: ""; flex: 1; height: 1px; background: #b8c6e0; }
.sub { color: var(--muted); font-size: 1.1rem; margin-top: 18px; max-width: 58ch; }
.cards { display: grid; gap: 20px; grid-template-columns: repeat(auto-fit, minmax(290px, 1fr)); margin-top: 36px; }
@media (min-width: 1100px) { .cards.four { grid-template-columns: repeat(4, 1fr); } .cards.four .sol { padding: 28px 22px 22px; } .cards.four h3 { font-size: 1.45rem; } }
@media (min-width: 640px) and (max-width: 1099px) { .cards.four { grid-template-columns: repeat(2, 1fr); } }
.sol { background: var(--paleblue); padding: 32px 30px 26px; display: flex; flex-direction: column; gap: 14px; }
.sol.lime { background: var(--navy); }
.sol.lime h3 { color: #fff; }
.sol.lime p { color: #d3dcf5; }
.sol.lime .art svg { stroke: var(--sky); }
.sol.lime .more { color: #fff; border-top-color: #fff; }
.sol .art { height: 150px; display: grid; place-items: center; margin-bottom: 6px; }
.sol .art svg { width: 110px; height: 110px; stroke: var(--navy); }
.sol p { font-size: 1.05rem; color: #24304f; }
.gd { stroke: var(--gold); }
.sol.lime .gd { stroke: #d9bd7a; }
.sol .more { margin-top: auto; padding-top: 18px; border-top: 1.5px solid var(--navy); display: flex; justify-content: space-between; align-items: center; font: 700 .84rem var(--font-body); letter-spacing: .08em; text-transform: uppercase; color: var(--navy); text-decoration: none; }
.sol .more::after { content: "\2192"; font-size: 1.3rem; letter-spacing: 0; }
.sol .more:hover { text-decoration: underline; text-underline-offset: 5px; }
.plain { display: grid; gap: 20px; grid-template-columns: repeat(auto-fit, minmax(290px, 1fr)); margin-top: 36px; }
.plain article { background: var(--paper); border: 1px solid var(--line); padding: 26px; }
.plain p { color: var(--muted); margin-top: 8px; font-size: 1.02rem; }
.stats { display: grid; gap: 28px; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); margin-top: 36px; }
.stat { border-top: 2px solid var(--navy); padding-top: 16px; }
.stat b { display: block; font: 400 3.6rem var(--font-display); color: var(--navy); line-height: 1; }
.stat span { color: var(--muted); display: block; margin-top: 10px; font-size: 1.02rem; }
.about { display: grid; gap: 36px; grid-template-columns: 1fr; align-items: center; }
.quotes { display: grid; gap: 22px; grid-template-columns: 1fr; }
@media (min-width: 900px) { .quotes { grid-template-columns: repeat(3, 1fr); } .quotes.one { grid-template-columns: minmax(0, 760px); } .quotes.two { grid-template-columns: repeat(2, 1fr); } }
.quote { margin: 0; background: #fff; border: 1px solid var(--line); border-top: 3px solid var(--gold); padding: 30px 28px 26px; display: flex; flex-direction: column; gap: 22px; }
.quote blockquote { margin: 0; font-family: var(--font-display); font-size: 1.3rem; line-height: 1.4; color: var(--ink); }
.quote figcaption { display: flex; align-items: center; gap: 14px; margin-top: auto; font-size: .92rem; color: var(--muted); }
.quote figcaption img { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; flex: none; }
.quote figcaption b { display: block; color: var(--navy); font-size: 1rem; }
.quote figcaption b a { color: inherit; }
#testimonials .quote blockquote { font-size: 1.12rem; line-height: 1.5; }
@media (min-width: 900px) { #testimonials .quotes { grid-template-columns: repeat(6, 1fr); } #testimonials .quote { grid-column: span 3; } #testimonials .quote:nth-child(3) { grid-column: span 6; } }
.block.navy { background: var(--navy); }
.block.navy .label { color: var(--sky); } .block.navy .label::after { background: rgba(255,255,255,.25); }
.block.navy h2 { color: #fff; } .block.navy h2 em { color: var(--sky); }
.block.navy .quote { border-color: transparent; border-top-color: var(--gold); }
footer .follow { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 6px; margin: 18px 0 0; }
footer .follow span { flex-basis: 100%; font: 700 .72rem var(--font-body); letter-spacing: .12em; text-transform: uppercase; color: var(--sky); }
footer .follow a { display: inline-flex; align-items: center; min-height: 32px; padding: 3px 10px; border: 1.5px solid rgba(255,255,255,.55); border-radius: 999px; color: #fff; text-decoration: none; font-weight: 600; font-size: .8rem; }
footer .follow a:hover { background: rgba(255,255,255,.12); border-color: #fff; }
.portrait { margin: 0; position: relative; max-width: 380px; }
.portrait img { display: block; width: 100%; height: auto; aspect-ratio: 4 / 5; object-fit: cover; position: relative; }
.portrait::before { content: ""; position: absolute; left: -14px; bottom: -14px; width: 62%; height: 62%; border-left: 3px solid var(--gold); border-bottom: 3px solid var(--gold); }
.portrait figcaption { margin-top: 26px; font-size: .9rem; color: var(--muted); }
.portrait figcaption b { display: block; color: var(--navy); font-family: var(--font-display); font-size: 1.25rem; font-weight: 500; }
@media (min-width: 860px) { .about { grid-template-columns: 380px 1fr; gap: 72px; } }
.about p { max-width: 62ch; }
.about p + p { margin-top: 14px; }
.panel { background: var(--paper); border: 1px solid var(--line); padding: 26px; }
.panel h3 { margin-bottom: 14px; font-size: 1.5rem; }
.panel dl { margin: 0; display: grid; gap: 12px; font-size: 1rem; }
.panel dt { color: var(--muted); font-size: .74rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.panel dd { margin: 0; font-weight: 600; color: var(--navy); }
.small-note { color: var(--muted); font-size: .95rem; margin-top: 18px; }

/* product pages */
.crumbs { font-size: .9rem; color: #c4cff0; margin-bottom: 18px; }
.crumbs a { color: #c4cff0; }
.page-hero { background: var(--navy); color: #fff; padding: 48px 0 60px; }
.page-hero h1 { color: #fff; max-width: 20ch; font-size: clamp(2.3rem, 6vw, 3.8rem); }
.page-hero .lead { color: #d3dcf5; font-size: 1.18rem; margin-top: 20px; max-width: 58ch; }
.page-hero .actions { margin-top: 28px; }
.glance { display: grid; gap: 14px; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); margin-top: -34px; position: relative; }
.glance div { background: var(--paleblue); padding: 18px 20px; }
.glance b { display: block; font: 400 1.35rem var(--font-display); color: var(--navy); line-height: 1.15; }
.glance span { color: #24304f; font-size: .95rem; }
.two { display: grid; gap: 36px; grid-template-columns: 1fr; }
@media (min-width: 820px) { .two { grid-template-columns: 1fr 1fr; } }
.two h2, .block .head2 { font-size: clamp(1.8rem, 4vw, 2.5rem); }
.ticks { list-style: none; margin: 16px 0 0; padding: 0; display: grid; gap: 10px; }
.ticks li { padding-left: 28px; position: relative; }
.ticks li::before { content: ""; position: absolute; left: 0; top: .42em; width: 14px; height: 8px; border-left: 3px solid var(--navy); border-bottom: 3px solid var(--navy); transform: rotate(-45deg); }
.steps { counter-reset: s; list-style: none; margin: 26px 0 0; padding: 0; display: grid; gap: 16px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.steps li { counter-increment: s; background: var(--paper); border: 1px solid var(--line); padding: 22px; }
.steps li::before { content: counter(s); display: grid; place-items: center; width: 36px; height: 36px; border-radius: 50%; background: var(--navy); color: #fff; font: 400 1.2rem var(--font-display); margin-bottom: 12px; }
.steps b { font: 400 1.35rem var(--font-display); color: var(--ink); }
.steps p { color: var(--muted); font-size: 1rem; margin-top: 4px; }
.tablewrap { overflow-x: auto; margin-top: 22px; border: 1px solid var(--line); }
table { border-collapse: collapse; width: 100%; min-width: 560px; font-size: .97rem; background: var(--paper); }
th, td { text-align: left; padding: 12px 14px; border: 1px solid var(--line); vertical-align: top; }
thead th { background: var(--navy); color: #fff; font-weight: 700; }
tbody th { background: var(--sage); color: var(--navy); font-weight: 700; width: 26%; }
@media (max-width: 640px) {
  table.stk { min-width: 0; }
  table.stk thead { display: none; }
  table.stk tr { display: block; border-bottom: 1px solid var(--line); padding: 12px 14px; }
  table.stk tr:last-child { border-bottom: 0; }
  table.stk th, table.stk td { display: block; border: 0; padding: 2px 0; width: auto; background: transparent; }
  table.stk tbody th { font: 400 1.25rem var(--font-display); color: var(--ink); padding-bottom: 4px; }
  table.stk td::before { content: attr(data-l) ": "; font-weight: 700; color: var(--navy); }
}
details { border: 1px solid var(--line); background: var(--paper); }
details + details { margin-top: 10px; }
summary { cursor: pointer; padding: 18px 20px; font: 400 1.3rem var(--font-display); color: var(--ink); list-style: none; display: flex; justify-content: space-between; gap: 12px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; font: 400 1.6rem/1 var(--font-body); color: var(--navy); }
details[open] summary::after { content: "\2212"; }
details p { padding: 0 20px 20px; color: var(--muted); }
.cta { background: var(--navy); padding: 38px; display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 20px; }
.cta h2 { color: #fff; font-size: clamp(1.8rem, 4vw, 2.4rem); max-width: 22ch; }
.cta p { color: #c4cff0; margin-top: 8px; }
.related { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; }
.related a { border: 1.5px solid var(--navy); padding: 9px 18px; text-decoration: none; font-weight: 600; font-size: .92rem; color: var(--navy); background: transparent; }
.related a:hover { background: var(--paleblue); }
.disclaimer { font-size: .88rem; color: var(--muted); margin-top: 22px; }
.sect-head { margin-bottom: 8px; }

.cardlink { margin-top: auto; padding-top: 10px; font: 700 .8rem var(--font-body); letter-spacing: .08em; text-transform: uppercase; color: var(--navy); text-decoration: none; }
.cardlink::after { content: " \2192"; }
.cardlink:hover { text-decoration: underline; text-underline-offset: 4px; }

.prose p { max-width: 68ch; font-size: 1.12rem; }
.prose p + p { margin-top: 16px; }
.band { background: var(--navy); padding: 34px; }
.band h2 { color: #fff; font-size: clamp(1.7rem, 4vw, 2.3rem); }
.band p { color: #d3dcf5; margin-top: 12px; max-width: 80ch; }
.callout { background: var(--sage); border-left: 5px solid var(--gold); padding: 28px 30px; margin-top: 22px; }
.callout h2 { font-size: clamp(1.6rem, 3.6vw, 2.1rem); }
.callout p { margin-top: 12px; max-width: 80ch; }
.cards.two-up { margin-top: 24px; }
@media (min-width: 760px) { .cards.two-up { grid-template-columns: repeat(2, 1fr); } }
.subh { margin-top: 40px; font-size: 1.6rem; }
.subp { color: var(--muted); margin-top: 8px; max-width: 68ch; }
.stat span strong { color: var(--navy); font-weight: 700; }
[data-view] .stats { margin-top: 26px; }
/* quote form popup */
.qmodal { position: fixed; inset: 0; z-index: 60; background: rgba(6, 13, 46, .62); display: flex; align-items: center; justify-content: center; padding: 20px; }
.qbox { background: var(--paper); width: min(100%, 860px); height: min(100%, 900px); display: flex; flex-direction: column; box-shadow: 0 30px 80px rgba(6, 13, 46, .4); }
.qhead { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 14px 18px 14px 22px; background: var(--navy); }
.qhead h2 { color: #fff; font-size: 1.5rem; }
.qclose { width: 44px; height: 44px; border-radius: 50%; border: 1.5px solid #fff; background: transparent; cursor: pointer; position: relative; flex: none; }
.qclose span { position: absolute; left: 11px; right: 11px; top: 50%; height: 2px; background: #fff; transform: rotate(45deg); }
.qclose span + span { transform: rotate(-45deg); }
.qnote { background: #fff6dd; color: #4a3a0a; padding: 12px 22px; font-size: .95rem; border-bottom: 1px solid #e6d59a; }
.qbox iframe { flex: 1; width: 100%; border: 0; background: #fff; min-height: 0; }
.qalt { padding: 10px 22px; font-size: .9rem; color: var(--muted); border-top: 1px solid var(--line); }
@media (max-width: 640px) { .qmodal { padding: 0; } .qbox { width: 100%; height: 100%; } }
.doc { flex: 1; min-height: 0; overflow: auto; padding: 26px 30px 34px; background: #fff; font-size: .98rem; line-height: 1.62; -webkit-overflow-scrolling: touch; }
.doc h3 { font-size: 1.3rem; margin: 26px 0 8px; }
.doc p { margin: 0 0 12px; } .doc ul { margin: 0 0 12px; padding-left: 22px; } .doc li { margin-bottom: 6px; }
.doc .doc-meta { color: var(--muted); font-size: .88rem; } .doc .doc-caps { font-weight: 600; color: var(--navy); }
footer button.linklike { background: none; border: 0; padding: 0; font: inherit; color: inherit; cursor: pointer; text-align: left; }
footer button.linklike:hover { text-decoration: underline; }
@media (max-width: 640px) { .doc { padding: 20px 20px 28px; } }
.lwrap { flex: 1; min-height: 0; overflow: auto; background: #fff; -webkit-overflow-scrolling: touch; }
.lwrap iframe { flex: none; width: 100%; min-height: 100%; }
.vbox { background: var(--navy-deep); width: min(100%, 980px); box-shadow: 0 30px 80px rgba(6, 13, 46, .5); }
.vframe { position: relative; padding-top: 56.25%; background: #000; }
.vframe iframe { position: absolute; inset: 0; width: 100%; height: 100%; border: 0; }
.vbox .qalt { color: #c9d6ee; border-top: 0; } .vbox .qalt a { color: #fff; }
.watch { display: inline-flex; align-items: center; gap: 12px; background: none; border: 0; padding: 0; cursor: pointer; font: inherit; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; font-size: .82rem; color: var(--navy); }
.watch i { width: 46px; height: 46px; border-radius: 50%; border: 1.5px solid var(--navy); display: grid; place-items: center; transition: background .2s; }
.watch i::before { content: ""; border-left: 12px solid var(--gold); border-top: 8px solid transparent; border-bottom: 8px solid transparent; margin-left: 4px; }
.watch:hover i { background: var(--navy); }
@media (max-width: 640px) { .qmodal.vid { padding: 0 0; } }

/* contact */
.contact { display: grid; gap: 36px; grid-template-columns: 1fr; }
@media (min-width: 820px) { .contact { grid-template-columns: 1fr 1.2fr; } }
.direct { display: grid; gap: 16px; margin-top: 24px; }
.direct a.big { font: 400 clamp(1.2rem, 5.4vw, 1.7rem) var(--font-display); overflow-wrap: anywhere; }
.contact > div { min-width: 0; }
form { background: var(--paper); border: 1px solid var(--line); padding: 26px; display: grid; gap: 14px; }
.row { display: grid; gap: 14px; grid-template-columns: 1fr; }
@media (min-width: 560px) { .row.two { grid-template-columns: 1fr 1fr; } }
label { display: grid; gap: 6px; font-weight: 600; font-size: .95rem; color: var(--navy); }
input, select, textarea { font: 400 1rem var(--font-body); color: var(--ink); background: #fff; border: 1px solid #b4c3dd; border-radius: 2px; padding: 12px; width: 100%; min-height: 50px; }
textarea { min-height: 110px; resize: vertical; }
.result { background: var(--sage); border: 1px dashed var(--navy); padding: 14px; font-size: .95rem; white-space: pre-wrap; }
.result-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 10px; }
.status { font-size: .92rem; color: var(--muted); min-height: 1.2em; }

/* footer */
footer { background: var(--navy-deep); color: #c4cff0; padding: 56px 0 44px; font-size: .95rem; }
footer .cols { display: grid; gap: 30px; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
footer h2 { color: #fff; font: 700 .78rem var(--font-body); letter-spacing: .14em; text-transform: uppercase; margin-bottom: 14px; }
footer a { color: #c4cff0; text-decoration: none; }
footer a:hover { color: #fff; text-decoration: underline; }
footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; }
footer .legal { margin-top: 34px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.14); font-size: .86rem; color: #9fb0da; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

.hl { max-width: 22ch; }
.hl.wide { max-width: 30ch; }
.head { margin-bottom: 8px; }
.head h2 { font-size: clamp(1.8rem, 4vw, 2.5rem); }
.head p { color: var(--muted); margin-top: 10px; }
.card { background: var(--paleblue); padding: 24px; display: flex; flex-direction: column; gap: 8px; }
.card p { color: #24304f; font-size: 1.02rem; }

/* Legal documents shown as full pages */
.doc.doc-page { max-width: 820px; padding: 0; overflow: visible; background: transparent; }